Physical vs. Virtual Cards: Which One Is Right for You?

In today’s digital-first world, the way we manage our finances is evolving rapidly. With Alunafi, you get access to both physical and virtual cards—giving you the flexibility to spend your way. But which option suits you best?

Let’s break it down.

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What’s a Physical Card?

A physical card is a traditional plastic debit card that you can use in stores, restaurants, ATMs, and anywhere Visa is accepted. With Alunafi, your card is sleek, secure, and connected to your digital wallet.

Best for:

• Everyday purchases
• Travel and ATM withdrawals
• Users who prefer the feel of a real card

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What’s a Virtual Card?

A virtual card lives in your Alunafi app. It’s instantly generated and ready to use for online shopping or in-store payments with Apple Pay or Google Pay.

Best for:

• Fast, contactless transactions
• Subscription management
• Safe online shopping

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Side-by-Side Comparison:

Feature	Physical Card	Virtual Card
Availability	Shipped to you	Instantly in-app
Usage	In-store & ATM	Online & contactless
Security	EMV chip & PIN	Dynamic CVV & tokenized
Convenience	Pocket-friendly	App-based, always on

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Security You Can Trust

Both card types offer Alunafi’s industry-leading security features, including encrypted transactions, instant card freeze, and spending alerts.

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So, Which One Should You Choose?

Why not both? Alunafi gives you the freedom to switch between card types based on your needs. Use the virtual card for quick, secure online payments—and keep your physical card handy for everyday purchases and cash access.